Most online tools are built around averages: days of hospitalization, broad injury categories, and generic assumptions about treatment. But in real TBI cases, adjusters in South Carolina tend to zoom in on:
- Consistency between your accident timeline and medical records (what was reported immediately vs. what is reported later)
- Objective support where available (imaging, neurocognitive testing, ER notes, doctor documentation)
- Functional impact that can be proven (work restrictions, missed shifts, inability to drive safely, inability to perform prior job duties)
- Causation disputes (whether symptoms were caused by the incident or were pre-existing/related to another event)
A calculator may give you a range—but it won’t tell you whether your proof matches what insurers in South Carolina expect to see.


