Many people assume every TBI claim is valued the same way. In reality, Hanover cases often hinge on how quickly symptoms were documented and whether the injury story matches what treating providers recorded.
Head injuries can involve symptoms that fluctuate—headaches, dizziness, attention problems, emotional changes—without a single scan showing everything. That’s why insurers may try to treat a TBI as “minor” unless the medical record shows:
- a consistent symptom timeline,
- follow-up care (not just one visit), and
- restrictions or functional limits tied to real-life activities.
When the record is strong, settlement discussions can move faster. When documentation is thin, the other side may push for a lower figure or argue the symptoms were caused by something else.


