Many online tools are built around generic assumptions: how long someone was treated, whether imaging showed a finding, and how many days someone missed work. But TBI claims in the real world don’t follow a spreadsheet—particularly when symptoms are headaches, dizziness, memory problems, sleep disruption, mood changes, or concentration issues that may not show up on a single scan.
In Coos Bay, the difference between a rough estimate and a fair settlement often comes down to:
- Consistency of symptoms from the first medical visit onward
- Documented functional limits (work restrictions, inability to drive safely, difficulty with daily tasks)
- Causation evidence connecting the mechanism of injury (impact/fall) to the symptoms
- How the other side frames fault—including claims about pre-existing issues or intervening events
A calculator can help you understand categories of losses, but it can’t replace a case review that matches the evidence to Oregon claim standards.


