A TBI settlement isn’t based only on the diagnosis name. Insurers look for documentation that ties the injury to the incident and shows how your life changed.
That matters in Bixby because many people initially “push through”—returning to driving, work, school, or caregiving before symptoms are fully documented. Later, when headaches, dizziness, memory issues, sleep disruption, mood changes, or concentration problems persist, the defense may argue the injury wasn’t serious or wasn’t caused by the accident.
A strong case usually includes:
- Emergency or urgent care records that reflect the incident and early symptoms
- Follow-up visits with consistent reporting
- Provider notes that describe functional limits (not just complaints)
- Records showing treatment recommendations and whether they were followed
A calculator can’t capture that evidence quality. It can only estimate based on assumptions.


