Most people assume a calculator works like a single formula: injury severity in, settlement amount out. In real cases, especially in Ohio, the value is tied to what can be proven—and how convincingly your medical and work records line up.
Instead of treating a calculator as a promise, use it as a starting point for organizing facts:
- What happened in the incident (timeline, mechanism of injury, witnesses)
- What clinicians documented (symptoms, diagnoses, restrictions)
- What you lost (medical costs, time off, reduced ability to work)
If your records show persistent cognitive or neurological issues—headaches, dizziness, memory problems, trouble concentrating, sleep disruption, mood changes—your claim tends to look more “real” to insurers and adjusters. If the record is thin, inconsistent, or delayed, offers can stall.


