Many people search for a “traumatic brain injury settlement calculator” to get a number. In practice, two people can have the same diagnosis and still receive very different outcomes.
In North Carolina, insurers commonly focus on:
- What the medical records show (not just what was felt)
- How consistently symptoms were reported during follow-ups
- Whether treatment was pursued and documented
- Whether work and daily activities actually changed
- Causation—whether the injury is tied to the accident you’re claiming
A calculator can’t review your ER visit notes, imaging results, provider assessments, therapy progress, or the gap between “injured” and “functioning again.” That’s why we treat any calculator output as rough context, not a forecast.


