Most online tools produce a generic range using assumptions about medical severity and missed work. In real TBI claims, those assumptions can miss the mark—especially when your recovery includes symptoms that fluctuate.
In Laurel, people may return to work too early (because wages can’t wait) or delay care due to appointment availability. When treatment is interrupted or symptoms change, insurers may argue the injury wasn’t severe or wasn’t caused by the incident.
That’s why, instead of asking only “what is my settlement worth?”, the better question is:
What proof do I have—and what proof is missing—to show the injury’s impact on daily life?


