A “TBI settlement calculator” can’t see what a jury or insurer will see in your file. In practical terms, your case value usually hinges on whether the record clearly supports:
- What happened (accident details, witness observations, incident documentation)
- What doctors diagnosed (concussion, brain injury, post-concussion syndrome, imaging findings when available)
- How your life changed (work restrictions, cognitive limitations, daily functioning)
- Whether the injury appears consistent over time (treatment follow-through and symptom reporting)
In Minnesota, insurance companies and defense teams frequently scrutinize causation and credibility—especially when symptoms are largely subjective. That doesn’t mean your claim is weak. It means your documentation has to be organized, consistent, and persuasive.


