Many online tools assume the same pattern for every case—one concussion, a set recovery timeline, and a similar treatment route. Real TBI claims are different.
In Michigan, insurers frequently scrutinize:
- Whether your symptoms were reported consistently after the incident
- Whether medical care was obtained promptly and followed through
- Whether the accident mechanism fits the diagnosis
- Whether pre-existing conditions or later events could explain your symptoms
So while a TBI payout calculator might produce a number, the more important issue is whether the evidence supports the severity and duration of your impairment.


