After a concussion or more serious traumatic brain injury, the insurance company’s first question is usually not “Do you have a diagnosis?”—it’s “Can we verify the injury, its cause, and its ongoing impact?”
In Fraser, many injury reports involve everyday settings:
- Commuter collisions and turning crashes on busy corridors
- Rear-end impacts during stop-and-go traffic
- Slip-and-fall incidents in retail, apartment common areas, or workplaces
- Head trauma during sports or recreational activity
In each situation, the settlement value tends to rise or fall based on whether the medical record clearly connects:
- the incident (what happened),
- the symptoms (what you experienced), and
- the functional limitations (what you can’t do now or how you’ve been affected over time).
A calculator can’t reliably do that matching for your specific facts. Your case needs an evidence-based evaluation.


