In practice, your settlement value isn’t pulled from a single formula. It’s shaped by how strongly the evidence supports three things:
- Causation — that the accident in Augusta is medically linked to your brain injury
- Severity and persistence — that symptoms aren’t just temporary discomfort and that they affected your functioning
- Losses — what you actually paid, missed, lost, or can’t do the same way now
If your records show a consistent timeline—from the injury through follow-up care and functional restrictions—your claim is easier to evaluate fairly. If key documentation is missing, insurers often treat the case as “less certain,” which can suppress offers.


