Many online tools treat brain injury value like it’s driven by a single severity score. Real cases are different. In Thibodaux, insurers frequently focus on whether the medical record shows:
- A clear timeline from the incident to initial treatment
- Consistent reports of headaches, dizziness, memory problems, sleep disruption, mood changes, or concentration issues
- Objective documentation (not just “subjective complaints”) through follow-up exams, therapy notes, or neuro testing
- Functional impact—for example, difficulty handling shift work, operating equipment, or completing tasks that require sustained attention
When symptoms are delayed or fluctuating (which is common with concussions and other TBIs), the “math” from a calculator can understate the case—or overstate it in the way insurers argue.


