In Idaho, settlement value is driven by what can be proven—not just what happened. A tool you find online may use broad assumptions (like time missed from work or severity categories), but your settlement usually hinges on evidence such as:
- Emergency and follow-up medical documentation of symptoms
- Objective findings when available (imaging, neuro testing, physician notes)
- How your injury impacts your ability to work, drive, parent, or complete daily tasks
- Proof of losses (medical bills, wage statements, transportation costs)
- Liability evidence (incident reports, witness accounts, photos/video)
Because TBI symptoms can fluctuate, insurers often look closely at consistency: did you seek care when symptoms started, and do your records reflect the same story over time?


