Injuries to the brain aren’t always obvious. After a crash on a busy corridor, a fall near a workplace, or an incident around a home or jobsite, symptoms like headaches, dizziness, fogginess, sleep disruption, irritability, and memory gaps can fluctuate.
That’s why, in practice, insurers focus heavily on functional impact:
- Could you reliably drive or commute?
- Did you miss shifts or lose overtime?
- Were you restricted at work, at home, or with childcare?
- Did you need therapy, follow-ups, or medication adjustments?
A calculator may assume a certain treatment timeline or symptom pattern. Your value in Kuna tends to rise or fall based on whether your medical records and work documentation show consistent impairment—not only that you were diagnosed.


