Many people expect a calculator to mirror what insurance companies do. In reality, settlement amounts are driven by what the other side believes a jury would find based on evidence.
In head injury cases, that evidence usually turns on:
- Medical documentation of symptoms and functional limits (not just diagnoses)
- Consistency between the accident timeline and the way symptoms are reported
- Whether symptoms affected daily life and work (including job restrictions or reduced productivity)
- Causation arguments (what caused the brain injury, and whether it matches the mechanism of harm)
Because traumatic brain injuries can involve headaches, dizziness, memory problems, sleep disruption, mood changes, and concentration difficulties, insurers often scrutinize how those issues were tracked and treated.


