Most online tools model settlements using simplified variables—things like severity, treatment length, and work time missed. That can be useful if you’re comparing scenarios or trying to budget while you recover.
But a calculator generally can’t account for:
- How Georgia insurers evaluate causation when symptoms overlap with other conditions
- Whether your medical records match the injury timeline (especially important in concussions where symptoms may fluctuate)
- How Dallas-area employers and doctors document work restrictions—a major driver of lost wages and reduced earning impact
- Future care needs (follow-up neurology, therapy, neurocognitive testing), which often matter most in TBI cases
Think of a calculator as a starting point for questions—not as a prediction you can rely on.


