In practical terms, a settlement is not “brain injury = X dollars.” It’s “what can be proven, how serious it is, and how long it affects your life.” In North Miami Beach, where many injuries occur in traffic and at busy crosswalks, the mechanism of injury matters.
After a head trauma, insurers commonly ask:
- What was happening right before the impact (lane changes, turning, sudden stops, crosswalk conditions)?
- How soon did you receive medical evaluation?
- What objective findings exist (CT/MRI results, ER diagnoses, concussion assessments)?
- How do doctors describe day-to-day limitations—not just headaches or dizziness, but memory, concentration, sleep disruption, and mood changes?
That’s why a calculator is best viewed as a budgeting tool—not a substitute for a case review.


