Most online calculators are designed for broad assumptions—typical treatment timelines, typical symptom reporting, and typical degrees of impairment. Wellington cases often include variables that calculators don’t model well, such as:
- Delayed symptoms after a commute or car crash (headaches, dizziness, sleep disruption that becomes obvious after you return home)
- Work schedules that don’t allow consistent follow-up (missed appointments due to shift work, travel time, or difficulty securing specialty care)
- Injury documentation gaps when urgent care is followed by longer waits for imaging, neurology, or therapy
A calculator can’t measure how strongly your medical records match your accident timeline, and that match matters in settlement negotiations.


