After a concussion or more severe head injury, symptoms can fluctuate. That’s normal medically—but it can create problems during settlement negotiations.
In practice, insurance adjusters look for three things:
- A consistent timeline from the day of the incident through follow-up care.
- Functional impact (how symptoms affect work, driving, caregiving, and daily tasks).
- Causation support—evidence that ties the mechanism of injury to the diagnoses you receive.
For residents of Loma Linda, that typically means your claim needs to be built around what local life looks like: returning to work after medical appointments, managing appointments around traffic and travel time, and documenting how symptoms interfere with routine responsibilities.


