Lakewood residents frequently experience head injuries in situations where liability can be contested—especially when accidents involve shared traffic lanes, sudden stops in commute traffic, or unclear witness accounts in parking areas.
Insurance adjusters typically look for three things:
- Causation: Do medical records connect your symptoms to the accident?
- Severity: Do clinicians describe objective findings, consistent diagnoses, and a treatment plan?
- Impact: Can your functional limits be shown (work restrictions, daily limitations, therapy needs, and provider notes)?
When those elements are strong, negotiations tend to move faster and offers are more realistic. When they’re weak, adjusters may argue that symptoms are unrelated, temporary, or exaggerated.


