Online tools typically ask for inputs like severity, age, and treatment length. That can be a starting point, but it can’t measure the things that matter most in real Massachusetts claims—especially when liability is contested.
In practice, adjusters look closely at:
- The timeline from the incident to ER evaluation, imaging, diagnosis, and follow-up
- Consistency between symptoms described at the time of treatment and later medical findings
- Causation—whether clinicians can explain how the mechanism of injury produced the neurological damage
- Functional impact—what you can or can’t do now (mobility, work limits, daily living)
A calculator can’t verify any of that. A properly built demand package can.


