Many online tools provide broad ranges based on assumptions like age, injury severity, and time hospitalized. Those estimates may feel helpful—until you realize what’s missing:
- Your specific neurological findings (what doctors observed, measured, and documented)
- How your symptoms changed over time (not just what happened at the start)
- Whether liability will be contested (common when insurers see gaps in documentation)
- The real cost of living with the injury in your day-to-day routine—transportation, home adjustments, caregiving, and follow-up care
In other words, a calculator can be a starting point. Your settlement value depends on proof.


