Most calculators rely on general averages. Your settlement in Clarksburg is different because adjusters and injury lawyers evaluate evidence in a way that reflects what actually happened on your roadway.
In practice, your estimate will often come down to:
- How fault is supported (dashcam, witness statements, traffic signal timing, and consistent accident reporting)
- How serious and persistent your injuries are (objective tests, follow-up care, and whether symptoms match the medical record)
- Whether your treatment looks reasonable and continuous (gaps can create disputes about causation)
- Your documented financial impact (medical bills, prescriptions, lost wages, and out-of-pocket costs)
- Any shared-fault arguments the insurer may raise under West Virginia rules
A calculator can’t see those case-specific facts. It can only model categories.


