Settlement amounts are driven less by a “standard formula” and more by what the insurance company believes it can defend. In Pullman, that often comes down to:
- Timing and documentation after the crash (records can shape how causation is viewed)
- Crash-scene evidence from intersections, driveways, or roadway conditions
- Medical clarity—what your providers recorded, how symptoms changed, and whether treatment was consistent
- Comparative fault arguments (even partial responsibility can reduce recovery under Washington law)
A calculator can’t review your treatment notes or evaluate liability evidence. Still, it can help you organize what you’ll need so you’re not scrambling later.


