A calculator is best for estimating categories of losses, not producing a guaranteed number. In Manassas cases, the biggest drivers of value usually include:
- Medical treatment documented in Virginia (ER visits, imaging, specialists, therapy, follow-ups)
- Time off work and wage proof (pay stubs, employer statements)
- Future impact (ongoing care, mobility limits, lasting pain)
- Fault and comparative negligence arguments raised by the insurer
What a calculator typically cannot do:
- Verify whether your injuries were caused by the crash (not another incident)
- Weigh credibility issues (conflicting accounts, unclear witness observations)
- Predict how the other insurer will treat gaps in treatment
- Account for policy limits and negotiation leverage


