In Sandy, many motorcycle accidents involve fast-changing traffic conditions—turning movements at busy intersections, merge lanes, and sudden braking as drivers react to congestion. Add in road work and detours, and insurers may argue that:
- the rider was traveling too fast for conditions
- lane position or lane-splitting-related facts affected the crash
- construction signage or traffic-control decisions contributed
- the rider’s medical symptoms weren’t caused by the collision
Those arguments don’t come from thin air. They’re built from police reports, witness statements, traffic evidence, and medical records. A “one-number” calculator can’t predict which disputes will dominate your case—but it can help you organize what evidence and damages you’ll need to prove.


