In real cases, settlement value is assembled from two buckets:
- Economic losses: medical treatment, prescriptions, physical therapy, follow-up care, assistive devices, and documented time off work.
- Non-economic losses: pain, loss of normal activities, and the real-world impact of injuries (like reduced ability to work, ride, or enjoy everyday life).
A calculator attempts to estimate these categories using assumptions—often based on national averages. For Farmington residents, the key question is whether your situation matches the assumptions. If your medical records show a progression of symptoms, if fault is disputed, or if the other driver argues comparative fault, the range can shift dramatically.


