Most calculators work by taking inputs like:
- estimated medical costs
- lost wages
- injury severity (sometimes simplified)
- assumed timelines
That can be useful when you want a rough range before talking with an attorney.
But insurers in Ohio don’t value claims based on a generic formula. They value claims based on proof—what clinicians documented, what the crash evidence shows, and whether the other driver’s actions (or roadway conditions) can be connected to your harm. A calculator can’t review imaging, capture gaps in treatment, or weigh competing versions of how the crash happened.


