Most online calculators are built on generalized assumptions. In real Hilliard claims, the value tends to hinge on things like:
- What the other driver says vs. what the record shows (dash cam, witness accounts, incident timing)
- How quickly you got medical treatment and whether early symptoms were documented
- Whether your injury pattern fits the crash mechanics
- Whether fault is shared (Ohio comparative-fault rules can reduce recovery)
- How long treatment lasted and whether follow-ups show lasting functional limits
That means two riders with “similar injuries” can end up with very different settlement outcomes.


