Most settlement ranges are built from the same basic building blocks—medical expenses, lost wages, and the real impact of your injuries. But in practice, the number you see from a calculator may be off because insurers in Ohio often focus on:
- How clearly the crash caused the injuries (not just that you were injured)
- Whether treatment was timely and consistent
- Whether your documentation supports limitations (work restrictions, mobility, pain affecting daily life)
- How fault is argued—especially when there’s a dispute about speed, lane position, or sudden turns
A calculator can provide a rough range. Your settlement outcome depends on what your evidence proves in negotiation.


