A calculator usually works by plugging in broad factors—such as injury severity, treatment duration, and wage loss—then producing an estimated range.
In real Brecksville claims, though, the final negotiation value is typically driven by things a generic tool can’t fully capture:
- Whether fault is clearly supported by witness accounts, traffic evidence, and consistent statements
- Whether your medical records show a causal connection between the crash and your symptoms
- Whether the insurer argues comparative fault (Ohio allows it, meaning your recovery can be reduced if you’re partly responsible)
- How your injuries affect your functioning over time—not just right after the accident
In other words: use a calculator to understand categories and to ask better questions. Don’t treat it as a promise.


