When people search for a settlement calculator, they’re usually trying to estimate the money that may come from:
- Medical bills and future care (including therapy, follow-up visits, and treatment needed after swelling or pain settles)
- Lost wages and reduced earning ability
- Out-of-pocket expenses tied to recovery
- Non-economic losses like pain, impairment, and reduced quality of life
In practice, insurers often begin with a damages framework and then adjust based on what they can prove—especially when fault is contested.


