Most online calculators work by applying broad averages to categories like medical costs and lost wages. That approach can be useful for rough budgeting, but it’s limited—especially when your case depends on:
- How fault is argued at the intersection or merge point (what the other driver claims vs. what reports/video show)
- How treatment progresses after the crash (pain that changes over time, imaging findings, therapy consistency)
- Whether Georgia comparative fault becomes a factor (even partial fault can reduce recovery)
- Policy limits and how the insurer frames damages
In other words, two crashes can look similar online but settle very differently in Moultrie because the proof matters.


