A calculator is useful when you already have a clear picture of your losses—medical expenses, lost income, and the injury timeline. It can help you understand which categories typically drive value.
But don’t treat an online tool like a guarantee. In West Hollywood claims, insurers commonly challenge:
- Causation (whether your symptoms truly stem from the crash)
- Comparative fault (what they claim you did wrong—especially around lane positioning and sudden stops)
- Consistency of treatment (gaps in therapy or delayed follow-up)
- Documented severity (whether imaging and exam findings match the claimed limitations)
If your medical records are incomplete, your crash facts are disputed, or liability is uncertain, a calculator’s estimate can be wildly off.


