A calculator is only as good as the inputs you provide. For Marina cases, the most important limitation is that many tools assume “average” facts. Real claims often turn on details that don’t fit neatly into a spreadsheet—such as:
- Whether the crash happened at an intersection with disputed turn/traffic-control facts
- Whether the rider’s symptoms were documented early enough to match the injury timeline
- Whether the other driver’s insurer argues comparative fault
- Whether medical treatment was consistent and supported by objective findings
A good way to use a calculator is as a planning tool, not a valuation guarantee. It can help you organize categories of damages you’ll likely need to prove.


