A calculator generally estimates value by using inputs like:
- medical expenses and treatment duration
- wage loss
- the seriousness of injuries
- whether future care may be needed
In practice, Arizona settlement numbers are driven less by averages and more by what an insurer can support or dispute. For example, if your treatment records don’t clearly connect your symptoms to the crash, or if fault is contested, the settlement range can shift substantially.
Bottom line: treat any estimate as a conversation starter—not a prediction.


