Most online tools use simplified inputs—things like treatment type, severity, and medical costs—to produce a broad range. That can be useful if you’re trying to understand whether your situation sounds like a “low,” “mid,” or “high” exposure case.
But a calculator typically cannot:
- read your actual medical records and imaging reports
- evaluate whether the alleged error truly caused your specific harm (causation)
- account for Pennsylvania-specific evidence issues that come up in dispute
- predict how insurers value credibility, gaps in documentation, or expert opinions
In other words, a calculator may help you ask better questions, but it shouldn’t be treated like a settlement offer.


