Most online tools produce numbers based on simplified categories (injury severity, estimated medical costs, and general assumptions). That may give you a rough starting point, but it rarely reflects the details that matter most in North Carolina.
In practice, settlement value depends on:
- Whether the standard of care was breached (what a reasonably careful provider would have done)
- Whether that breach caused your harm (causation is often heavily contested)
- What your records show—and how convincingly they show it
A local attorney review is what turns “a range” into an evidence-based evaluation.


