A settlement number isn’t produced by a single formula. Instead, both sides look at a range of damages and the risk of proving key issues in North Carolina.
In practice, valuation usually turns on:
- Your medical records and timeline (what happened, when it was noticed, and what was done afterward)
- Causation (whether the provider’s conduct actually caused the harm)
- Documented losses (medical bills, lost wages, and future care needs)
- Severity and permanence (whether you fully recovered or have lasting impairment)
- Credibility and consistency (what your records show versus what’s later disputed)
A calculator can’t read imaging, operative reports, nursing notes, or lab trends. It also can’t evaluate how North Carolina courts and juries typically respond to competing medical explanations.


