Most calculators are built around broad inputs (injury severity, treatment duration, medical costs). They can’t see your records, read imaging and lab results, or evaluate whether your complication was foreseeable and preventable.
In practical terms, a calculator may help you understand which categories matter (past expenses, future care, and non-economic harms). But it won’t reliably answer questions that often decide value in NJ:
- Whether the negligence caused the specific harm you suffered (not just a bad outcome)
- Whether expert review supports the standard-of-care theory
- Whether the defense can credibly argue an alternate medical explanation


