Many calculators start with broad inputs—like treatment costs, injury severity, and how long symptoms last. They can be useful as a planning tool: they may help you organize questions for your attorney and set expectations that settlements are often tied to documentation, not just the final outcome.
However, calculators generally can’t “see” the details that New Hampshire insurers and defense teams focus on, such as:
- Whether records support the timeline (common in cases involving missed follow-ups)
- Whether experts can explain medical causation in plain terms
- Whether later care was necessary because of the original negligence—or would have happened anyway
In practice, two people with similar diagnoses can end up with very different claim values depending on what the chart shows and how strongly causation is supported.


