Most online tools present a range based on broad assumptions. They may ask about:
- the general severity of injury
- whether damages include future medical care
- rough estimates of economic losses (like bills and lost income)
- non-economic impacts (pain, impairment, loss of enjoyment)
That’s useful for planning questions, but it can be misleading if your situation includes issues that calculators typically don’t model well—like Minnesota-specific medical record practices, disputed causation, or delays in follow-up care.
Bottom line: think of a calculator as a “conversation starter,” not a prediction of what you’ll recover.


