Many tools online present a “typical range” after a medical error. The issue is that Crystal claims usually turn on details—details that calculators can’t read from your chart.
In practice, insurers focus on questions like:
- Was there a deviation from the standard of care? (What a reasonably competent provider would do in the same circumstances.)
- Did that deviation cause the specific harm you experienced? (Causation is often the fight.)
- What portion of your losses are tied to the error—not a separate condition?
A calculator can’t verify those points. It also can’t account for Minnesota case realities like how records are interpreted, how expert testimony is scheduled and presented, and what documentation survives.


