Many residents start with online tools because they want a ballpark. That’s reasonable—especially after a difficult outcome.
However, most calculators:
- rely on broad assumptions (categories of injury, generalized treatment timelines)
- can’t review your medical chart or determine causation
- may not reflect how California courts and insurers evaluate proof
In Novato, where families often juggle work, school schedules, and frequent travel for specialist care, the “real” impact of an injury usually shows up in documentation: follow-up visits, therapy records, prescription history, missed work, and changes in daily function. A calculator can’t see those details.


