Most online tools use simplified inputs—like injury severity or estimated medical costs—to produce a range. But real negotiations in California don’t turn on one spreadsheet. Your settlement value depends on evidence that proves:
- A breach of the standard of care (what a reasonably careful provider would have done)
- Causation (the breach actually caused your harm)
- Damages (what losses resulted, now and in the future)
If your records are incomplete, if follow-up care is disputed, or if the defense argues an alternate medical cause, the value can move dramatically—up or down. A calculator can’t read your chart, review imaging, or evaluate whether expert testimony supports the negligence theory.


