Instead of relying on a generic number, focus on the categories of proof that tend to move negotiations.
1) Medical evidence and treatment timeline
Keep every document showing the bite was treated promptly and appropriately—ER/urgent care notes, follow-up visits, prescriptions, wound care instructions, and any specialist evaluation.
If you delayed care or didn’t get documentation for the wound at the time of injury, an adjuster may argue the bite wasn’t as severe as you claim.
2) Photos and injury details
Photographs can help, especially if they show swelling, bruising, punctures, or visible tissue damage. If you didn’t photograph the injury immediately, ask your medical provider whether they took clinical images and request copies of relevant records.
3) Witness information from the scene
In Rockwall, bites can happen at places where neighbors or bystanders are nearby but not directly involved—someone might have seen the dog get loose, heard yelling, or watched the aftermath.
Write down witness names and what they observed while it’s still fresh. If there was an incident report, preserve the reference number and details.
4) Evidence about the dog’s control and prior behavior
Insurers often investigate whether the owner had the dog properly restrained and whether they knew (or should have known) about dangerous behavior.
If there were prior complaints, animal control reports, or documented incidents with the same dog, that information can be critical.