Before you think about settlement value, take steps that protect your health and your ability to prove the case:
- Get medical care promptly. Texas insurers often rely on medical timing to assess severity and causation.
- Ask for written documentation. Keep ER discharge papers, diagnosis notes, treatment plans, and follow-up instructions.
- Report the incident. If animal control or the property manager/HOA is involved, request incident numbers or written reports.
- Document the scene. Photos of the wound (if your doctor says it’s okay), the general location, and the dog’s condition or restraint situation can help.
- Write down your timeline immediately. Include where you were in relation to the dog, whether you noticed warnings, and who witnessed the event.
Even if the bite seems minor at first, punctures and infections can change the course of treatment—and your claim.


