Online tools may help you understand common cost categories, but they can’t account for the facts that insurers and South Carolina courts rely on—especially when liability is disputed. Two injuries that look similar can value very differently based on:
- Whether the wound required follow-up care beyond the first visit
- Whether there are photos and medical notes that match the incident timeline
- Whether the dog owner had notice of risk (prior incidents, known behavior, or inadequate restraint)
- Whether the claim can be supported with witnesses or documentation
In practice, settlement value is less about a formula and more about how well your evidence supports causation (the bite caused the injuries) and fault (the owner is legally responsible under the circumstances).


