In personal injury claims, the story matters—but proof matters more. After a dog bite, insurers commonly look for consistency between:
- what you told them about the incident
- what the medical provider documented (injury type, location, treatment)
- photos and witness accounts (if available)
- the timing of care (whether treatment was prompt)
If your wound required more than basic first aid—such as stitches, wound cleaning, antibiotics, or follow-up care—those details can strongly influence settlement negotiations.
Instead of treating a calculator like a promise of what you’ll receive, use it as a starting point to identify what evidence your claim needs.


