In North Carolina, insurers frequently challenge “severity” and “causation.” That’s why what happens immediately after the bite matters.
If you were bitten, consider urgent care or emergency evaluation—especially if the bite:
- broke the skin, punctured, or bled heavily
- is on the hand, face, or near joints
- shows swelling, worsening pain, redness, or drainage
Ask your provider to document:
- the wound location and appearance
- whether stitches or tetanus care were needed
- any signs of infection
- the treatment plan and follow-up schedule
If you can, take photos soon after treatment (or before if you’re able). Keep everything organized—visit summaries, prescriptions, and follow-up instructions.


